Medicare Telehealth Coverage Extended—But Only Through January 2026

Telehealth under Medicare has gotten another reprieve. After Congress passed the continuing resolution to reopen the government, a key provision revived the telehealth flexibilities that expired on Oct. 1, 2025.

This new extension runs only through Jan. 30, 2026, but it does come with a helpful bonus: Medicare will retroactively pay for virtual care provided during the government shutdown. When the earlier flexibilities lapsed, Medicare no longer had authority to cover virtual visits outside rural settings, forcing many providers to cancel appointments or risk not being reimbursed.

Just before the stopgap bill became law, the Centers for Medicare & Medicaid Services (CMS) also stepped in. CMS announced that Medicare Advantage plans could continue offering the same telehealth benefits that expired in October, at least through Dec. 31, 2025.

Telehealth flexibilities began during the COVID-19 pandemic, when CMS issued temporary waivers that allowed Medicare to pay for many services it couldn’t previously cover, except under limited circumstances like rural access. Once those waivers took effect, telehealth usage soared among Medicare beneficiaries.

For many older adults—especially those with mobility challenges or unreliable transportation—virtual care has become an essential, appreciated option.

What’s Covered Again Under the Extension

With the latest temporary extension, Medicare beneficiaries can once more access:

• Telehealth services from any location, with no geographic limits
   
• Audio-only medical appointments
   
• Virtual visits with physical therapists, occupational therapists, speech-language pathologists, and audiologists
   
• Mental and behavioral health care without needing recurring in-person check-ins
   

A Few Things to Keep in Mind

While the extension is welcome, it’s still temporary. Coverage remains in place only until Jan. 30, 2026, when the current funding measure expires. Congress could choose to extend it again, but two major bills are also in play:

• Connect for Health Act — Bipartisan legislation that would permanently remove geographic restrictions and allow at-home telehealth visits.
   
• Telehealth Modernization Act — A proposal that would extend current flexibilities through 2027.
   

Both bills have broad support, but with many competing priorities in Washington, it’s possible that seniors and providers may be left waiting until the eleventh hour—again—to learn whether expanded telehealth access will continue.