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Assisted Living Week: Protecting Grandparents with Long-Term Care Insurance

Posted: September 10, 2023

Today we are celebrating National Grandparents' Day, which always falls on the first Sunday after Labor Day. September 10 also marks the start of Assisted Living Week this year. Similar to Mother’s Day and Father’s Day, Grandparents' Day is an entire day dedicated to grandparents. It is an opportunity to treasure the special connection between grandparents and children, which has been proven to be beneficial...

Standard vs. Hybrid Life Insurance: Which Is Better?

Posted: October 22, 2021

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...

Understanding Long-Term Care

Posted: August 15, 2019

It may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...

Protect Your Assets With Long-Term Care Insurance

Posted: May 1, 2015

Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your other assets when you reach the point of needing help for everyday tasks such as bathing, meal preparation, cooking, shopping, laundry, administering medications, and so on. Long...